Canadian Mortgage Capital Corporation is a major mortgage brokerage and advisory services company based in Toronto and licensed by the Ministry of Finance.   The company traditionally places over $500 million of mortgages each year on commercial (retail malls, office and industrial buildings, hotels, special use real estate) and multi-residential (apartments, retirement and nursing homes) real estate.   We will underwrite and place loans of $1,000,000 or greater.

Canadian Mortgage Capital Corporation has a proprietary mezzanine fund called DB Mortgage Investment Corporation, specializing in high ratio 1st and 2nd mortgages secured by multi-residential and commercial real estate. For more details on DB Mortgage Investment Corporation, please click here.

The major services provided by the Company are outlined below:

CMHC-Insured Mortgage Financing

The Company is a "CMHC Approved Lender" which allows it to deal directly with CMHC in structuring loan proposals. Very few mortgage brokerage companies in Canada have Approved Lender status from CMHC.  We can obtain superior terms and pricing as a result of liaising directly with CMHC.

Conventional Apartment, Retirement & Nursing Home Mortgages

This category represents all multi-residential mortgages which are not CMHC-insured.

Commercial Mortgages

Includes mortgages on industrial, office, and retail (malls and strip plazas) properties.

Land and Construction Financing

This includes residential and condominium developments, as well as commercial developments.

Mezzanine ("High-Ratio") Lending

These are loan facilities which are not defined as being"conventional" by the major financial institutions. These facilities are normally funded by lesser known lenders and private individuals.

The extensive banking exposure of the senior partners is what makes CMCC unique in the marketplace.   The most senior officers have had long-term banking experience at upper management levels as well as direct real estate ownership experience.   As a result, they understand the needs of both the lenders and the borrowers.   Given their close and long-term relationships with most of the lenders across Canada, they are able to source the most inexpensive financing in the industry.   Their accumulated knowledge of mortgage lending also gives them an advantage in structuring and placing complex mortgage facilities which best meets the needs of the borrower.

The founder and President of the Company, Robert Goodall, was previously the National Managing Partner of the Real Estate Finance Group at Royal Trust, where he was responsible for managing a group of lenders across Canada.   The Group had a portfolio of $1.4 billion in commercial and multi-residential real estate loans, including fixed and floating rate mortgages, construction loans and "high-ratio" mezzanine loan facilities.   Mr. Goodall regularly assists clients in completion of their due diligence given his experience in buying and owning commercial and multi-residential real estate.   He also has considerable expertise in negotiating loan "work-outs" on behalf of investors/developers.   Mr. Goodall has over 15 years of lending/broker experience and is well known and respected by real estate developers/investors as well as the lending community.

Paul Aiello joined the Company as a Vice President after spending 13 years as a Senior Mortgage Underwriter in the Toronto Mortgage Investments Office of Sun Life of Canada, which had a portfolio of $2.5 billion.   Mr. Aiello underwrote all types of real estate at Sun Life and was consistently the largest generator of new deals in the Toronto office.   He was the "lead lender" on behalf of Sun Life on several major transactions, including financing the Exchange Tower of First Canadian Place.   He also was responsible for restructuring some of Sun Life’s largest and most complex mortgages in the recession of the early 1990’s.  As a result, he has close relationships with most of the lenders in Toronto.

John Pehlke is joining as the Vice-President, Western Ontario Region and brings over 29 years of banking and lending experience to Canadian Mortgage Capital Corporation. Mr. Pehlke has had extensive “hands on” involvement in all facets of commercial and residential projects and term financing, including loan syndications, construction and land servicing. He is well known and respected in the commercial real estate market in South-western Ontario.

To view any of the member's resumes, click on their names.